8 FSA/HSA Eligible Products for Winter Skin Care
The end of the year is quickly approaching, and with it, the December 31st deadline to use any remaining flexible spending account (FSA) funds. Unless your plan offers a grace period, you’ll lose any remaining money after that date.
No one wants to see their hard-earned dollars go to waste. To help you make the most of your FSA funds, we’ve created a shoppable list of our favorite winter skin care products. Stocking up on essentials is a great idea this season, whether you deal with dry skin or you want to simplify bed bathing. This guide has a little bit of everything.
How We Chose the Products On This List
The items featured here are a mix of our best-selling and top-rated skincare products. We’ve included real customer feedback whenever possible under the heading “Hear It From a User/Caregiver.”
8 FSA/HSA Eligible Products for Winter Skin Care
Check out our eight favorite winter skin care products. Each entry includes key benefits & features, pros, and cons.
1. Gold Bond Diabetics’ Dry Skin Relief
Diabetes increases the risk of various skin problems, including dry skin, rashes, and infections. Eating well, exercising regularly, and keeping your blood sugar within the optimal range can reduce the risk of skin issues, but they may still arise from time to time. Gold Bond Diabetics’ skin relief is a wonderful product to have on hand. Nine of 10 diabetics who use it report skin improvement in one hour.
Key Benefits & Features
Adds a protective layer of moisture to the skin that lasts 24 hours.
Absorbs quickly and is non-greasy.
No scent, so it’s suitable for people with sensory sensitivities.
Pros
This lotion is dermatologist-tested and approved.
The formula contains seven intensive moisturizers that hydrate and soothe the skin.
Treats dry, rough, and generally uncomfortable skin.
Cons
Some users say the lotion is too thick and leaves their skin feeling tacky.
Some users say the lotion leaves a foamy, soaplike residue on their skin.
Hear It From a User: “Finally something works! I purchased this for my 80-year-old Pops to help his dry, cracking feet. Within one week they are back to being soft.” - Debra W.
Price: $11.43
2. Lubriderm Daily Moisture Plus Pro-Ceramide
This fragrance-free daily moisturizing lotion contains soothing shea butter and glycerin. It’s formulated to restore the skin’s moisture barrier and is clinically shown to hydrate skin for up to 24 hours. It’s non-greasy and absorbs in seconds.
Key Benefits & Features
Formulated to treat and prevent dry skin.
The lotion is fortified with vitamin B5 and other skin essential moisturizers.
The lotion is CHG-compatible, so it can be used with products containing CHG.
Pros
The lotion is scent-free, so it’s a good option for those with sensory sensitivities.
The lotion is non-greasy and leaves the skin feeling fresh.
Clinically shown to moisturize the skin for up to 24 hours.
Cons
Some users say the lotion makes their skin feel greasy.
Some users say the formula has changed and isn’t as effective as it used to be.
Even though the lotion is unscented, some users say it has a noticeable smell.
Hear It From a Caregiver: “I’ve always loved Lubriderm. The price for such a big bottle is outstanding!” - Denise M.
3. DermaRite DermaFungal Antifungal Cream
Add this DermaRite antifungal cream to your medicine cabinet to help combat fungal infections, like athlete’s foot, ringworm, or jock itch. It contains 2% miconazole nitrate ––an effective antifungal –– and creates a moisture barrier that soothes the skin and prevents fungal infections from worsening.
Key Benefits & Features
Effectively treats fungal skin infections, including ringworm, jock itch, and athlete’s foot.
Creates a moisture barrier that protects the skin and promotes faster healing.
The 3.75-ounce package is compact and easily fits into a gym bag, backpack, or purse.
Pros
Quickly relieves itching and skin irritation.
The lotion is non-greasy and doesn’t leave any residue behind.
The lotion spreads easily and doesn’t cake.
Cons
This product isn’t recommended for people taking blood thinners, such as warfarin and Jantoven.
Not recommended for pregnant people or people who are breastfeeding.
Some users experience minor skin irritation, such as flaking skin, redness, and tenderness.
Hear It From a Caregiver: “Excellent cream. It works like a miracle.” - Angel R.
Price: $7.24 - $104.49
4. Prevail Personal Wipes with Lotion, Chamomile Scented
These Prevail personal wipes are a family caregiver’s best friend. They’re perfect for cleaning up spills, freshening up between baths, or assisting with diaper changes. Each cloth is 12 x 8 inches and made of soft, triple-layer fabric.
Key Benefits & Features
Each wipe is infused with skin-smart, hypoallergenic lotion to reduce skin irritation.
The single-hand dispenser makes it easy to grab one wipe at a time.
These wipes are soft and strong. They don’t easily rip or tear.
Pros
Each wipe is enriched with skin-friendly ingredients, including Aloe and vitamin E.
The chamomile scent is subtle but pleasant.
The quilted fabric isn’t itchy or irritating.
Cons
Some users say the wipes dry out quickly.
Some users have told us the wipes may not be strong enough for changing incontinence products or for use during bed baths.
Some users don’t like the chamomile scent.
Hear It From a Caregiver: “These work great. They are lightweight but strong. Very well priced and available in good quantity.” - Brian G.
Price: $11.86 - $37.77
5. 3M Cavilon No Rinse Skin Cleanser, Floral Scent, 8 oz.
This no-rinse skin cleanser is a great option if you regularly change incontinence products, like pull-ups or diapers with tabs. It effectively removes contaminants, like urine and feces, while keeping the skin soft, smooth, and irritant-free.
Key Benefits & Features
The formula can be safely applied to the perineum and other sensitive areas, so it can be used as an incontinence cleanser.
Cleans and sterilizes wounds, so it’s perfect for diabetic foot care.
Comes in a spray bottle that makes application easy and efficient.
Pros
Cleans wounds thoroughly, no water required.
Moisturizes and soothes the skin.
Has a light, floral scent that isn’t overpowering.
Cons
Users with sensory sensitivities may find the floral scent unpleasant.
Users with hand problems, like arthritis, may find the spray bottle hard to use.
Hear It From a Caregiver: “I like the fragrance of this product. It does what it says it’s supposed to do. I feel fresh when I use [it]. No sticky feeling when I rub it on my hands well.” - Andrea B.
6. Cleanlife No-Rinse Bathing Wipes
If your loved one is bedbound or a wheelchair user, getting them into the bath or shower isn’t always possible. These CleanLife no-rinse bathing wipes provide an easier alternative. They’re enriched with aloe and lanolin and can be warmed in the microwave for a soothing sponge bath.
Key Benefits & Features
These wipes are alcohol-free so they won’t dry out your skin.
Each pack provides enough wipes for approximately eight bed or sponge baths.
No water is necessary; The wipes are ready to use straight from the package.
Pros
Wipes can be placed in the microwave for 15 seconds to make bathing warm and comfortable.
The soft, clothlike material is easy on sensitive skin.
One wipe contains enough moisture for a full-body bed or sponge bath.
Cons
Some users with sensory sensitivities say the smell is unpleasant and overpowering.
A few users mention that the wipes can leave a soapy residue on their skin.
Hear It From a Caregiver: “Good sized, sturdy disposable wipe for cleaning when unable to bathe.” - Kerry M.
Price: $4.18
7. ReadyBath Rinse-Free Conditioning Shampoo Caps, Fragrance
Shampooing your hair can be challenging, especially if you have low mobility or a neurodegenerative condition, like dementia. These shampoo caps eliminate the need for a shower and help prevent any mess.
Key Benefits & Features
Each cap is pre-moistened with shampoo and conditioner.
No water is required. Remove a shower cap from the package and place it on your head.
The formula is pH balanced and alcohol free so it won’t irritate the scalp.
Pros
Provides an easy way to clean hair.
Can be used on most lengths and types of hair.
Each shower cap contains shampoo and conditioner.
Cons
Only one shower cap per package.
A few users mention that their hair still felt dry after using this shower cap.
Some users say these shower caps leave soap residue behind.
Hear It From a Caregiver: “Nice! I ordered these for my Mom. These are less soapy than many others and it does not leave her head itchy.” - Annie T.
8. McKesson Lotion Soap, Fresh Scent, 18 oz.
High-quality soap is a key component of any caregiver’s toolkit. Whether changing an ostomy bag, preparing a meal, or tending to bedsores, keeping your hands clean is a must. This McKesson soap fights germs and bacteria but also contains lotion to keep your hands soft and smooth.
Key Benefits & Features
This soap contains aloe and lotion to prevent dry, chapped skin.
The soap comes in a convenient pump dispenser bottle for easy application.
Mild formulation is safe for even the most sensitive skin.
Pros
The scent is subtle and pleasant.
The soap creates a rich lather that cleans thoroughly.
The pH of this soap ranges from 6.0 to 7.0
Cons
Lotion soap is thicker and somewhat greasier than regular handsoap.
Some users with sensory sensitivities don’t like the smell.
Hear It From a Caregiver: “This is a super hand soap. It is creamy and lightly fragrant. Just a drop or two does a good job. In fact, the liquid soap reminds me of Ivory Soap, so that's a good thing!” - Chantal D.
Price: $13.27 - $72.24
Get Fast, Free Shipping & 30% Off with Autoship
We’re committed to making home healthcare supplies as affordable as possible. We offer free shipping on all orders $49+, and signing up for our Autoship program can save you even more. All new Autoship enrollees get 30% off their first order and an additional 5% off future orders on qualifying products. That’s even more incentive to spend your remaining FSA funds!
Questions About Skincare Products? Get In Touch!
Choosing the right skincare products can be daunting if you or your loved one have skin problems, like eczema, psoriasis, or open wounds. Contact us if you have questions or concerns. Our friendly Care Team speaks English and Spanish and is available 24/7. They can answer your questions and make product recommendations. Call (800) 696-2273 or email support@carewell.com.
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Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.
Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.