HSA/FSA Buying Guide: Eligible Vitamins, Supplements, & Immune Support
HSA and FSA accounts make saving for medical expenses, like copays, prescription medication, and deductibles easy. But did you know these funds can also be used to purchase over-the-counter products, like vitamins and nutritional supplements?
This buying guide highlights some of our favorite items in both product categories. With cold and flu season fast approaching, there’s no better time to stock up on these essential supplies!
How We Chose the Vitamins & Supplements On This List
The vitamins and supplements featured in this shoppable guide are all FSA/HSA eligible. To make shopping easier, we’ve separated them into two categories –– general vitamins & supplements and immune support.
Each featured item includes a product description, a brief list of key benefits & features, and whenever possible, real customer feedback.
General Vitamins & Supplements
Here are 7 HSA/FSA eligible vitamins and supplements. Each featured product is one of our best selling items and is endorsed by our caregiving community.
1. HealthStar Prenatal Vitamin Supplement
A prenatal vitamin is crucial if you’re pregnant or trying to conceive. These supplements help fill nutritional gaps and provide essential vitamins and minerals, like folic acid (folate), to prevent birth defects and support a healthy pregnancy.
Key Benefits & Features
FSA/HSA eligible
Each bottle contains 100 tablets –– a three-month supply!
Includes vitamins C and D and zinc for immune system support.
Includes vitamins A and E to support eye and skin health in growing babies.
Includes vitamins B-6, B-2, and B-12 as well as iron and niacin to support energy and general vitality.
Price: $8.54 - $49.99
2. Sundown Vitamin B-12 500 Micgrograms (MCG)
Vitamin B-12 is an essential nutrient responsible for various bodily functions. It supports the nervous system, assists with red blood cell formation, and converts food into energy. Unfortunately, B-12 deficiency is common in adults 60 and older. Taking a daily supplement can reduce this risk and help you (or your loved one) feel your best.
Key Benefits & Features
FSA/HSA eligible
Great tasting gummies in three flavors –– raspberry, mixed berry, and orange.
These yummy supplements support energy metabolism, nervous system health, and general well-being.
Each two-gummy serving provides 500 milligrams of vitamin B12.
Price: $25.99
3. Metamucil Psyllium Fiber Sugar-Free Supplement Powder
Being constipated weighs you down and saps your energy. This Metamucil psyllium fiber supplement powder kickstarts the digestive system and supports regularity by making stool easier to pass. It also encourages healthy blood sugar levels and lowers cholesterol.
Key Benefits & Features
FSA/HSA eligible
No added sugar, so it’s safe for diabetics.
The plant-based fiber curbs appetite, so users feel fuller between snacks and meals.
Traps and removes excess waste from the digestive tract so you feel lighter and more energetic.
Can be mixed into any cool liquid, such as water or juice.
4. Hilma Prebiotic Fiber Gummy
Try these prebiotic gummies if you prefer eating fiber instead of drinking it. Taking just three gummies daily provides five grams of fiber, the equivalent of one cup of broccoli florets or an apple. Even better? These gummies are made with prebiotic fiber which feeds the “good” microorganisms in your gut.
Key Benefits & Features
FSA/HSA eligible
Made with chicory root fiber which promotes regularity and supports digestion.
Hilma uses only the highest quality ingredients. The company is also Clean Label Project Certified.
These gummies are gluten, soy, and nut-free so they’re safe for those with allergies.
Price: $25.99
5. Osteo Bi-Flex Joint Health Triple Strength Dietary Supplement, 160 Count
According to the National Poll on Healthy Aging, up to 70% of older adults suffer from joint pain. These symptoms are most common in women 65+ but men aren’t immune. Osteo Bi-Flex Joint Health provides an effective, all-natural solution for joint pain and stiffness. It’s the #1 pharmacist-recommended brand and many users experience improved joint comfort within a week of starting supplementation.
Key Benefits & Features
FSA/HSA eligible
Contains glucosamine to maintain joint cartilage and help strengthen the joints.
Contains Joint Shield a proprietary herbal extract that alleviates joint pain and stiffness.
Contains 5-LOXIN Advanced, an ingredient extracted from the Boswellia serrata tree that promotes joint mobility, comfort, and health.
6. Occuvite Adult 50+ Multivitamin Supplement, 50 Tablets
The older you get, the more likely you are to experience vision problems like cataracts, glaucoma, and diabetes-related retinopathy. These issues can’t be prevented entirely, but a vision-supporting supplement can reduce your risk. Occuvite contains a specially formulated blend of lutein, zeaxanthin, omega-3, and antioxidants to protect eye health and replenish essential vision-supporting nutrients.
Key Benefits & Features
HSA/FSA eligible
Provides the essential nutrients adults 50+ need to maintain sharp vision and healthy eyes.
Taking one soft gel daily provides 24 hours of vision support.
Contains lutein and zeaxanthin –– nutrients that reduce inflammation, enhance vision, and protect the eyes from the sun’s harmful UV rays.
7. Glucoflex Omega 3-6-9 Supplement
Omega-3, 6, and 9 are essential fats that support the skin, heart, and joints. They’re found in foods like walnuts, almonds, salmon, and sardines, but not everyone gets enough of them through diet alone. Taking a supplement like Glucoflex Omega can increase access to these fatty acids and support well-being.
Key Benefits & Features
HSA/FSA eligible
Supports heart and skin health.
Supports joint health, strength, and flexibility.
Provides 1,200 milligrams of olive, flax seed, and fish oils per serving.
Price: $23.96
Immune Support Supplements
Cold and flu season will be here before you know it. These immune-supporting supplements can help protect you and your loved ones throughout the fall and winter.
8. OLLY Immunity Sleep + Elderberry Gummies
A good night’s sleep supports a healthy immune system, but catching ZZZs is easier said than done. A recent Gallup poll found that 33% of Americans report “fair” or “poor” sleep nightly. These OLLY gummies promote immune health and sleep thanks to ingredients like elderberry, echinacea, zinc, and melatonin. Chew two gummies 30 minutes before bedtime and experience the relaxing effects.
Key Benefits & Features
HSA/FSA eligible.
Vitamins contain a blend of immune-supporting superstars, including elderberry, echinacea, vitamin C, and zinc.
Vitamins contain melatonin and l-theanine to promote restful, rejuvenating sleep.
Each bottle contains 36, berry-flavored gummies.
Price: $38.88
9. Elderberry Liquid Extract
Elderberries are vitamin and antioxidant powerhouses. Moreover, some research suggests elderberry extract can reduce the severity and duration of the flu and common cold. This Quantum Health extract provides the highest dose of all our elderberry products.
Key Benefits & Features
HSA/FSA eligible.
One full dropper provides 700 milligrams of pure Elderberry extract.
Promotes healthy immune system cells thanks to its high antioxidant concentration.
Provides total immune support during cold and flu season, when the risk of infection increases.
Price: $15.21
10. Elderberry + Immunity Lozenges
Try these elderberry lozenges to relieve a sore throat or cough and support your immune system at the time. Each serving (one lozenge) contains 200 milligrams of elderberry fruit extract and immune-supporting vitamin C and echinacea.
Key Benefits & Features
HSA/FSA eligible.
Each serving contains over 150% of the daily requirement for vitamin C.
Keeps your throat comfortable and supports a healthy immune response.
Tastes great.
Price: $5.10 - $49.49
Have Questions About HSA/FSA Eligible Vitamins and Supplements? Contact Us!
If you’re new to shopping with an HSA or FSA it’s normal to have questions. Our friendly Care Specialists are here to support you each step of the way. We can help, whether you need product recommendations or have a specific question about one of the vitamins and supplements featured in this guide. Call (800) 696-CARE today or email support@carewell.com.
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Read More >Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.
Chad Birt is a freelance medical writer who resides in Astoria, Oregon. When he isn't behind a keyboard, you can find him hiking, camping, or birdwatching with his wife Ella and their two dogs, Diane and Thoreau.